Hearnden Associates - Independent Financial Advisers

Services We Offer

We offer a comprehensive advice service for a range of different financial planning needs.

Investments, Savings & Retirement Planning

We offer a complete investment process, recommending a diverse range of investments tailored to your individual attitude to risk. Our portfolio planning service does all the hard work for you and ensures that your investments are regularly reviewed. We utilise all available tax wrappers, including ISAs, bonds and retirement products, to build a portfolio appropriate for your individual investment, income and taxation needs.

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  • Mortgages and remortgages
  • Buy-to-let and commercial mortgages
  • Lifetime mortgages (equity release)

Please be aware that your property may be repossessed if you do not keep up repayments on your mortgage.
To understand the features and risks of a lifetime mortgage please ask for a personalised illustration.
For mortgage advice we charge an administration fee of £295 and for equity release/lifetime mortgage advice there is a fee of £400. We can also accept commission from the lender.


  • Life and critical illness cover
  • Income replacement cover (permanent health insurance)
  • Mortgage payment protection insurance

We can only offer products from a limited number of insurers for mortgage payment protection insurance.
Ask us for a list of the insurers we offer insurance from.

We also offer bookkeeping and tax return services and have links to accountants to assist you with more complex accounts.

For more information on the services we offer, please visit our dedicated savings and investments, mortgage, retirement and protection pages.