Your retirement options are no longer as simple as receiving a gold clock and a regular income.

Retirement benefits have never been so flexible with the following options available for consideration:

  • Annuities (including escalating, guaranteed, enhanced, value protected and investment linked and temporary)
  • Phased annuity purchase
  • UFPLS (Uncrystallised Fund Pension Lump Sum)
  • Flexible Pension Drawdown

The pension rules introduced in 2015 not only allow you maximum flexibility on how and when to take your pension income but also how to provide for your family in the future.

The choices at retirement are exciting but potentially complicated and our pension specialists can guide you through the options and provide advice suitable for your changing needs.

Our pension transfer specialists can also make sure you don’t lose out on guarantees and benefits provided by your existing schemes. Contact us now to arrange to speak to one of our Independent Financial Advisers.